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TYPES OF INSURANCE AND REPORTING FORMS(All accidents/incidents should be reported to Risk Management & Safety within 24 hours) Property Insurance: UNLV, CSN, and NSC is insured for replacement value for buildings and its contents. UNLV, CSN, and NSC through the Nevada System of Higher Education is insured up to $500 million dollars with assorted captive and excess tier layers of coverage involved. NSHE has a $500,000 deductible. Therefore, UNLV, CSN, and NSC and each entity is self insured for losses from $2,001 to $500,000. General Liability: UNLV, CSN, and NSC is a state institution and considered a sovereign entity with all of the protections as provided under NRS 41. NRS 41 covers NSHE entities and its employees, either past or present from general liability exposures. There are some qualifiers like employees needed to be performing their normal job duties at the time of the potential loss. NSHE is self-insured for this loss exposure. The self-insured fund is charged back to the entities based on a rate per Full Time Employee (FTE). Vehicle Insurance: Auto liability is generally covered as indicated in the section of general liability mentioned above. NRS 41 applies to Auto Liability in the same manner. UNLV, CSN, and NSC is self-insured and the maximum liability is $75,000. There is a charge per vehicle rate to the specific NSHE entities.
Additions/Deletions Form: Click Here (pdf) Student Malpractice: There is professional liability coverage for students who study in healthcare
practices. This policy covers students in the School of Dental Medicine and
the School of Health Sciences. This policy is essential for the students to
continue their educational process while protecting them against any loss that
may occur while working with the public as an intern or similar educational
activity. Crime: This policy is an employee bond policy. This policy provides coverage from employee theft or fraud. Special Insurances:
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