Types of Insurance
Table of contents
- Property Insurance
- General Liability
- Vehicle Insurance
- Student Malpractice
- Medical Malpractice
- Global Traveling Companion
- Excess Insurance
- Special Event Liability
For more information:
- Michael L. Means
- Insurance & Claims Administration Officer
- CSB 119H
- (702) 895-5735
UNLV, CSN, and NSC are insured for replacement value for buildings and its contents through the Nevada System of Higher Education for $500 million dollars. NSHE has a $500,000 deductible. UNLV, CSN, and NSC have a $2,000 deductible per claim occurance.
UNLV, CSN, and NSC are state institutions and are afforded limited liabilities as sovereign entities as per the Nevada Revised Statues (NRS) 41. NRS 41 affords defense and indemnity to NSHE entities and its employees.
NRS 41 applies to Auto Liability in the same manner.
Auto Physical Damage coverage is for all UNLV/CSN/NSC owned, leased, or loaned vehicles, such as automobiles, trucks, carts, or trailers.
- Additions/Deletions Form (pdf)
There is professional liability coverage for students who study in healthcare practices. This policy covers students in the School of Dental Medicine and the School of Health Sciences. This policy is essential for the students to continue their educational process while protecting them against any loss that may occur while working with the public as an intern or similar educational activity.
This insurance policy provides coverage for losses resulting from:
- Theft of money, securities, or other property
- Forgery or alteration of checks, drafts, promissory notes, and other similar orders to pay
- Computer fraud
- Counterfeit paper and money orders
This professional liability insurance policy provides coverage to employees who treat medical and dental student patients and the general public. Dental residents and fellowship students are also provided medial malpractice insurance.
Global Traveling Companion
This insurance policy provides employees while traveling outside of the United States for business with medical, personal, and traveling assistance.
Medical Assistance Services include:
- Hospital deposit
- Medical monitoring
- Dispatch of doctor or specialist
- Medical emergency evacuation
- Medically supervised repatriation
- Repatriate remains
Personal Assistance Services include, but are not limited to:
- Emergency medication
- Emergency cash advance
- Embassy and Consular information
- Legal access
- Travel advisories
- Pre-trip medical referral information
Travel Assistance Services include:
- Emergency family travel arrangements
- Transportation to join disabled employees
- Return of minor children
- Return of traveling companion
- Return of vehicle
The Excess Liability insurance policy provides coverage for liability risks that include wrongful acts, errors and omissions, products completed operations, employee benefit liability. There are some endorsements and exclusions that apply.
Special Event Liability
Special event insurance can be purchased for entities wanting to use UNLV or NSHE facilities to meet the insurance requirements for use of the facility.